I PAID OFF $10,000 IN CREDIT CARD DEBT IN SIX MONTHS GJFREKJGHRJFEGK I'm too excited WOW. Here's a very detailed video of my debt payoff process!! #personalfinance #debtpayoff #creditcarddebt TIME STAMPS: 0:00 - intro 2:01 - how I got into 10k of credit card debt 5:30 - get serious and commit to a debt payoff plan 6:30 - balance transfers 7:23 - track your income and expenses & create a budget 7:59 - pay more than minimum payments (debt snowball vs debt avalanche) 9:04 - find extra money to use toward debt (cut your spending and/or make more money!) 11:18 - I have definitely increased my income (+ my estimated total income for 2019) 12:50 - what percentage of my income goes toward debt? 14:35 - how much did I pay each month? 16:40 - my debt payoff hype song lmfao 17:36 - how do you resist lifestyle inflation / spending more as you earn more? 18:43 - how do you stay motivated during debt payoff? 19:57 - what was the most helpful way to think about the process of paying off debt? 20:33 - are you saving while paying off debt? 21:13 - what’s next? Pay off my student loans! + my current total loan balance 22:49 - how has your credit score changed? 23:24 - did you still use credit cards while paying them down? 24:46 - what do you recommend for young people regarding credit cards and student loans? SOURCES & REFERENCES: Opening Up About My Student Loans and Credit Card Debt - https://youtu.be/tku2C-DgA6s Finances of a Full-Time YouTuber (taxes, budgeting, etc) - https://youtu.be/3NMQyrvp7o8 Debt Snowball Vs Debt Avalanche | Which is the Best Debt Payoff Strategy? - https://youtu.be/jtgnRJKSJlw What is a balance transfer? - https://www.creditkarma.com/credit-cards/i/what-is-balance-transfer/ The Financial Diet - https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw Aja Dang - https://www.youtube.com/user/ajabdang Sarah Nourse - https://www.youtube.com/channel/UCDbGw5fdxTLjRsNnD7_Jwvw ♥ Instagram: https://www.instagram.com/tferg__/ ♥ Twitter: https://twitter.com/tiffanytheprez ♥ My Podcast, Previously Gifted: http://bit.ly/previouslygifted ♥ Vlog Channel: http://bit.ly/tfergvlogs ♥ Political Channel: http://bit.ly/sociallyunacceptable ♥♥♥ Use my affiliate links to support my channel 🙂 ♥♥♥ * My go-to eyeshadow palette (vegan and cruelty free!) https://amzn.to/2WnU5tX * 10% off Glossier (for first time customers). I use the Perfecting Skin Tint, "Cake" and "Zip" Generation Z lipstick - https://re.glossier.com/72ff5ffa *Sign up for my fav travel site, Airbnb, for a $40 credit! http://www.airbnb.com/c/tferguson42 *Here's an Amazon list with all of the equipment I use to film my videos, including my camera, mic, ring light, and more! http://bit.ly/filmingequipment Hello my dudes! My name is Tiffany Ferguson. I’m a 24 year old sharing my thoughts and life experiences. Here on Tiffanyferg, recently I've been working on my Internet Analysis series, where I research and discuss topics related to social issues and media. I also occasionally talk about my experiences with college, traveling, study abroad, veganism, and more. Business Inquiries: firstname.lastname@example.org FTC: This video is not sponsored. Links with * are affiliate, meaning I am compensated monetarily if you join or make a purchase.